India1 1.0.45

India1 App provides users with access to manage the India1 loyalty reward program and enjoy its benefits. Additionally, users can access financial products such as personal loans, two-wheeler loans, gold loans, farm equipment loans, insurances, credit cards, EMI cards, credit reports, utility bill payments, and saving products like fixed deposits and digital gold from reputable partners including aggregators, banks, NBFCs, insurers, and credit bureaus.

Who are we?

India1 Payments Ltd (formerly BTI Payments Pvt. Ltd.) is promoted by The Banktech Group PTY LTD & BTI Payments Singapore PTE LTD. Established in 2006 and later invested in by India Advantage Fund S3 I in 2013, India1 is the largest White Label (SURU) ATM brand in India.

Having deployed over 12,000 ATMs across 16 states in semi-urban and rural markets in the past eight years, we have become the preferred destination for cash withdrawal in these areas. Setting ourselves apart with a loyalty program for ATM transactions, we offer reward points to registered customers for transactions made on India1 ATMs. With over 5.5 million registered loyal customers under the "Cashback by India1" program currently benefiting from its perks.

#We have partnered with Moneytap and Muthoot Finance Limited, an RBI registered NBFC, to provide personal loans to our users.

What you can do through India1 App:

• Access the loyalty program
• Redeem reward points as cashback (requires bank account or UPI ID details)
• Redeem reward points as mobile recharge (requires contact access)
• Earn Referral bonuses (requires contact access)
• Locate the nearest India1 ATMs (requires location access)
• Apply for instant Personal Loans Online through RBI regulated NBFCs with quick decisions and disbursals
• Apply for instant-approval Credit Cards
• Apply for two-wheeler and four-wheeler insurance
• Pay utility bills

Important Points to consider before applying for a Personal Loan:

• Loan Amount: Minimum 10,000 to Maximum 10 Lakhs
• Repayment Tenure: Minimum 12 Months to Maximum 60 Months
• Rate of Interest / Annual Percentage Rate (APR): Minimum 10.5% to Maximum 35%
• Processing Fees: Rs. 500 to Rs. 3% of the Loan Amount

Example:

For a personal loan of Rs. 2 lakhs at an interest rate of 15% (reducing balance basis) for a tenure of 3 years:

• EMI: Rs. 6,933
• Total Amount paid after 3 Years: Rs. 2,49,590

*Interest rates and processing fees vary depending on the product and lender's policy.

For further details, please visit our website at India1 Payments or contact us at [email protected] for any assistance or inquiries regarding our products. We are here to assist you.